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Multidimensional assessment of the financial position of polish households and its regional diversity

cris.virtual.author-orcid0000-0002-0500-2406
cris.virtual.author-orcid0000-0001-5439-7339
cris.virtual.author-orcid0000-0001-8992-7379
cris.virtualsource.author-orcidd9622bb3-faa0-4ce2-8427-cd023234194a
cris.virtualsource.author-orcid522e1fae-992b-4f88-a3b6-0355b1f7c411
cris.virtualsource.author-orcidf266b01a-ed35-4602-8dcb-0c5c6414c12f
dc.abstract.enThe article aims to present a multidimensional assessment of Polish households' financial position and its regional diversity in 2018. In the first stage of the assessment, the financial position was compared between voivodships in a one-dimensional approach, taking into account the level of equivalent disposable income and total expenditure, the savings rate, the shares of food, and housing expenditures. In the second stage, a multidimensional assessment of the financial position was performed, based on the value of the synthetic indicator constructed with the TOPSIS method. Additionally, TOPSIS-based typological classes helped account for determinants of the financial position and subjective evaluation of households in each voivodship. The article drew on unpublished individual data from the Household Budget Survey conducted by the Central Statistical Office of Poland in 2018. Analyses from both stages showed that the households in Mazowieckie and Dolnośląskie voivodships enjoyed the best financial position, followed by Śląskie and Opolskie, while in Podkarpackie, Podlaskie, Warmińsko-Mazurskie, and Świętokrzyskie -- the worst. With regards to Zachodniopomorskie and Wielkopolskie voivodships, the financial position of their households was similar to the national average. The reasons for these disparities are social, economic, and demographic and include professional activity (being unemployed), the level of education of household head, location, and meeting debt obligations.
dc.affiliationWydział Ekonomiczny
dc.affiliation.instituteKatedra Ekonomii i Polityki Gospodarczej w Agrobiznesie
dc.affiliation.instituteKatedra Finansów i Rachunkowości
dc.contributor.authorKozak, Joanna Maria
dc.contributor.authorMrówczyńska-Kamińska, Aldona
dc.contributor.authorWołoszyn, Andrzej
dc.date.access2026-02-23
dc.date.accessioned2026-02-23T08:22:39Z
dc.date.available2026-02-23T08:22:39Z
dc.date.copyright2022-05-19
dc.date.issued2022
dc.description.accesstimeat_publication
dc.description.bibliographyil., bibliogr.
dc.description.financepublication_nocost
dc.description.financecost0,00
dc.description.if4,0
dc.description.number5
dc.description.points40
dc.description.versionfinal_published
dc.description.volume8
dc.identifier.doi10.1016/j.heliyon.2022.e09483
dc.identifier.issn2405-8440
dc.identifier.urihttps://sciencerep.up.poznan.pl/handle/item/7417
dc.identifier.weblinkhttps://www.sciencedirect.com/science/article/pii/S240584402200771X?via%3Dihub
dc.languageen
dc.relation.ispartofHeliyon
dc.relation.pagese09483
dc.rightsCC-BY-NC-ND
dc.sciencecloudnosend
dc.share.typeOPEN_JOURNAL
dc.subject.enregional variation
dc.subject.enhouseholds
dc.subject.enfinancial condition of households
dc.subject.envoivodeships
dc.subject.enmultidimensional assessment
dc.subject.enincome and expenditure disparities
dc.titleMultidimensional assessment of the financial position of polish households and its regional diversity
dc.typeJournalArticle
dspace.entity.typePublication
oaire.citation.issue5
oaire.citation.volume8