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Risk propensity and saving behaviours among young people - the case of Poland

cris.lastimport.scopus2025-10-23T06:56:57Z
cris.virtual.author-orcid0000-0002-1154-667X
cris.virtual.author-orcid0000-0001-6653-2745
cris.virtual.author-orcid0000-0003-1393-6580
cris.virtual.author-orcid#PLACEHOLDER_PARENT_METADATA_VALUE#
cris.virtualsource.author-orcide0a4bf57-6817-492b-889b-c0b72bbe072b
cris.virtualsource.author-orcid7c45a040-8c54-45e5-8233-e32efdedea8e
cris.virtualsource.author-orcid121db730-5879-4ac7-8386-2f4ac303b055
cris.virtualsource.author-orcid#PLACEHOLDER_PARENT_METADATA_VALUE#
dc.abstract.enThe primary objective of this article is to explore the saving behaviour of young Poles through the lens of behavioural finance. The study investigates the motives, preferences, and conditions influencing saving decisions among young individuals, particularly in the context of turbulent geopolitical phenomena, such as the pandemic, armed conflicts in neighbouring countries, and rising inflation. The research aimed to assess the financial behaviours of young Poles by examining the types of specific saving forms and beliefs regarding saving. The study explored the relationship between saving behaviour and the socio-economic characteristics of the surveyed individuals, as well as their inclination toward risky behaviour. A hypothesis was developed regarding gender differences in risk tolerance, with the expectation that men would exhibit a higher inclination toward risk-taking than women. The findings indicated that individuals with savings demonstrated a lower inclination towards stimulating risk compared to those without savings. Furthermore, those with savings demonstrated a higher inclination to take instrumental risks than their non-saving counterparts. Additionally, the study revealed that women are more proactive in their saving behaviour than men, and they also exhibit a lower propensity for stimulating risk.
dc.affiliationWydział Ekonomiczny
dc.affiliation.instituteKatedra Prawa i Organizacji Przedsiębiorstw w Agrobiznesie
dc.affiliation.instituteKatedra Ekonomii i Polityki Gospodarczej w Agrobiznesie
dc.contributor.authorGrabowska-Chenczke, Olga Maria
dc.contributor.authorUglis, Jarosław
dc.contributor.authorPiątkowska, Wiktoria
dc.contributor.authorBajan, Bartłomiej
dc.date.access2024-12-31
dc.date.accessioned2025-07-28T10:50:28Z
dc.date.available2025-07-28T10:50:28Z
dc.date.copyright2024-12-31
dc.date.issued2024
dc.description.accesstimeat_publication
dc.description.bibliographybibliogr.
dc.description.financepublication_nocost
dc.description.financecost0,00
dc.description.number4
dc.description.points20
dc.description.versionfinal_published
dc.description.volume74
dc.identifier.doi10.17306/J.JARD.2024.00011R1
dc.identifier.eissn1899-5772
dc.identifier.issn1899-5241
dc.identifier.urihttps://sciencerep.up.poznan.pl/handle/item/3994
dc.identifier.weblinkhttps://sciendo.com/article/10.17306/J.JARD.2024.00011R1
dc.languageen
dc.pbn.affiliationeconomics and finance
dc.relation.ispartofJournal of Agribusiness and Rural Development
dc.relation.pages466-474
dc.rightsCC-BY
dc.sciencecloudsend
dc.share.typeOPEN_JOURNAL
dc.titleRisk propensity and saving behaviours among young people - the case of Poland
dc.typeJournalArticle
dspace.entity.typePublication
oaire.citation.issue2
oaire.citation.volume74